Student Loans!

So, I have been having lots of issues with Student loans recently. And by issues I mean I have been getting rejected from every single bank I apply to. Even when I add a cosigner, I get rejected. And I have been freaking out thinking that I must have some sort of ridiculously bad credit report, and fearing that I wouldn't be able to pay for school this semester.

So today, I decided to try Sallie Mae, which tends to have a higher interest rate, but usually accepts almost everyone. I applied. And I got rejected once again. I was literally in tears. It was awful. So then I started talking to Cat and putting her as my cosigner when she asked me what amount I was putting in for Gross income. I told her $8,000 since that is about how much I make in a year. And then she tells me that I am wrong and I need to put in the whole house income, which of course, includes her pay and moms. Alack. This is why I've been stressing out and being rejected with all of these loans. So now, I have my loans set up as much as I can do. And even though the interest rate it high, I am just going to freaking deal with it, because I don't need to worry for a while. When the time comes again to apply for loans, hopefully my interest rates will decrease.

Thank goodness for helpful sisters!